NOTICE OF SALE UNDER POWER
GEORGIA, FANNIN COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Audrey Christle to Discover Bank, dated August 21, 2020, recorded in Deed Book 1367, Page 21, Fannin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FORTY-FIVE THOUSAND AND 0/100 DOLLARS ($45,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Fannin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2024, the following described property:
SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.
Discover Bank is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Discover Bank, 1 Corporate Drive, Suite 360, Lake Zurich, IL 60047, 8006694268.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
To the best knowledge and belief of the undersigned, the party in possession of the property is Audrey Christle or a tenant or tenants and said property is more commonly known as 96 Lindsey Ln, Blue Ridge, Georgia 30513. Should a conflict arise between the property address and the legal description the legal description will control.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Discover Bank
as Attorney in Fact for
Audrey Christle
McCalla Raymer Leibert Pierce, LLC
1544 Old Alabama Road
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT 'A'
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 239 OF THE 8TH DISTRICT AND 2ND SECTION OF FANNIN COUNTY, GEORGIA, AND BEING MORE SPECIFICALLY DESCRIBED AS LOT 6 OF THE OAKS AT BLUE RIDGE, PHASE 1, AS SHOWN ON A PLAT OF SURVEY BY JAMES L. WOMBLES, G.R.L.S. NO. 2713, RECORDED IN PLAT HANGER E-53, PAGES 1-2, IN THE FANNIN COUNTY, GEORGIA, RECORDS, WHICH PLAT BY REFERENCE THERETO SHALL BE FULLY INCORPORATED HEREIN AND MADE A PART HEREOF.
THIS BEING THE SAME PROPERTY CONVEYED TO AUDREY CHRISTLE, DATED 07/31/2019 AND RECORDED ON 08/01/2019 IN BOOK 1304, PAGE 497, IN THE FANNIN COUNTY RECORDERS OFFICE.
SUBJECT TO THAT CERTAIN SECURITY DEED FROM AUDREY CHRISTLE TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR THE MORTGAGE FIRM, INC., ITS SUCCESSORS AND ASSIGNS, DATED JULY 31, 2019, AND RECORDED IN DEED BOOK 1304, PAGE 498, FANNIN COUNTY, GEORGIA RECORDS.
MR/kam 6/4/24
Our file no. 23-13611GA - FT18